UNIONBANCAL CORP | 2013 | FY | 3

 

 
   For the Year Ended
December 31, 2013		   For the Year Ended
Decemeber 31, 2012		  
(Dollars in millions)   Pre-Modification
Outstanding
Recorded
Investment(1)		   Post-Modification
Outstanding
Recorded
Investment(2)		   Pre-Modification
Outstanding
Recorded
Investment(1)		   Post-Modification
Outstanding
Recorded
Investment(2)		  

Commercial and industrial

   $ 161   $ 158   $ 154   $ 147  

Commercial mortgage

     70     69     22     21  

Construction

     —     —     7     7  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     231     227     183     175  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     104     103     159     151  

Home equity and other consumer loans

     9     8     31     19  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     113     111     190     170  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 344   $ 338   $ 373   $ 345  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                   
(1)
Represents the recorded investment in the loan immediately prior to the restructuring event.

(2)
Represents the recorded investment in the loan immediately following the restructuring event. It includes the effect of paydowns that were required as part of the restructuring terms.

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