|
|
|
Troubled Debt |
|
Troubled Debt |
|
|
| |||
|
|
|
Restructurings |
|
Restructurings |
|
Total |
| |||
|
|
|
Performing to |
|
Not Performing to |
|
Troubled Debt |
| |||
|
December 31, 2013 (in thousands) |
|
Modified Terms |
|
Modified Terms |
|
Restructurings |
| |||
|
|
|
|
|
|
|
|
| |||
|
Residential real estate loans (including home equity loans): |
|
|
|
|
|
|
| |||
|
Interest only payments |
|
$ |
430 |
|
$ |
671 |
|
$ |
1,101 |
|
|
Rate reduction |
|
26,004 |
|
4,993 |
|
30,997 |
| |||
|
Principal deferral |
|
1,840 |
|
632 |
|
2,472 |
| |||
|
Bankruptcies |
|
1,247 |
|
1,402 |
|
2,649 |
| |||
|
Total residential TDRs |
|
29,521 |
|
7,698 |
|
37,219 |
| |||
|
|
|
|
|
|
|
|
| |||
|
Commercial related and construction/land development loans: |
|
|
|
|
|
|
| |||
|
Interest only payments |
|
6,086 |
|
1,321 |
|
7,407 |
| |||
|
Rate reduction |
|
13,958 |
|
663 |
|
14,621 |
| |||
|
Principal deferral |
|
8,983 |
|
5,351 |
|
14,334 |
| |||
|
Bankruptcies |
|
— |
|
391 |
|
391 |
| |||
|
Total commercial TDRs |
|
29,027 |
|
7,726 |
|
36,753 |
| |||
|
Total troubled debt restructurings |
|
$ |
58,548 |
|
$ |
15,424 |
|
$ |
73,972 |
|
|
|
|
Troubled Debt |
|
Troubled Debt |
|
|
| |||
|
|
|
Restructurings |
|
Restructurings |
|
Total |
| |||
|
|
|
Performing to |
|
Not Performing to |
|
Troubled Debt |
| |||
|
December 31, 2012 (in thousands) |
|
Modified Terms |
|
Modified Terms |
|
Restructurings |
| |||
|
|
|
|
|
|
|
|
| |||
|
Residential real estate loans (including home equity loans): |
|
|
|
|
|
|
| |||
|
Interest only payments |
|
$ |
813 |
|
$ |
624 |
|
$ |
1,437 |
|
|
Rate reduction |
|
23,789 |
|
3,919 |
|
27,708 |
| |||
|
Principal deferral |
|
9,186 |
|
2,092 |
|
11,278 |
| |||
|
Bankruptcies |
|
2,224 |
|
1,093 |
|
3,317 |
| |||
|
Total residential TDRs |
|
36,012 |
|
7,728 |
|
43,740 |
| |||
|
|
|
|
|
|
|
|
| |||
|
Commercial related and construction/land development loans: |
|
|
|
|
|
|
| |||
|
Interest only payments |
|
5,096 |
|
342 |
|
5,438 |
| |||
|
Rate reduction |
|
15,747 |
|
895 |
|
16,642 |
| |||
|
Principal deferral |
|
15,640 |
|
1,595 |
|
17,235 |
| |||
|
Bankruptcies |
|
— |
|
252 |
|
252 |
| |||
|
Total commercial TDRs |
|
36,483 |
|
3,084 |
|
39,567 |
| |||
|
Total troubled debt restructurings |
|
$ |
72,495 |
|
$ |
10,812 |
|
$ |
83,307 |
|