SYNOVUS FINANCIAL CORP | 2013 | FY | 3

The following table presents TDRs that defaulted in the years indicated and which were modified or renewed in a TDR within 12 months of the default date:
Troubled Debt Restructurings Entered Into That Subsequently Defaulted(1) During
 
Year Ended December 31, 2013
 
Year Ended December 31, 2012(2)
(in thousands, except contract data)
Number of
Contracts
 
Recorded
Investment
 
Number of
Contracts
 
Recorded
Investment
Investment properties
3

 
$
4,722

 
8

 
$
7,418

1-4 family properties
10

 
12,576

 
12

 
8,098

Land acquisition
1

 
125

 
10

 
9,925

Total commercial real estate
14

 
17,423

 
30

 
25,441

Commercial, financial and agricultural
4

 
776

 
6

 
2,973

Owner-occupied
2

 
924

 
7

 
4,968

Small business
2

 
24

 
3

 
322

Total commercial and industrial
8

 
1,724

 
16

 
8,263

Home equity lines
1

 
98

 
—

 
—

Consumer mortgages
18

 
1,496

 
9

 
2,788

Credit cards
—

 
—

 
—

 
—

Other retail loans
1

 
195

 
2

 
53

Total retail
20

 
1,789

 
11

 
2,841

Total loans
42

 
$
20,936

 
57

 
$
36,545

 
 
 
 
 
 
 
 
(1) Defaulted is defined as the earlier of the troubled debt restructuring being placed on non-accrual status or reaching 90 days past due with respect to principal and/or interest payments.
(2) Amounts related to loans modified or renewed into TDRs within 12 months of the default date that subsequently defaulted during the year ended December 31, 2012 were previously disclosed as 80 contracts with recorded investment totaling $68.9 million. These amounts were revised in the table above due to a re-evaluation of the defaulted status of certain loans during this period.

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