 
 
    |  | December 31, | ||||||
|---|---|---|---|---|---|---|---|
|  | 2013 | 2012 | |||||
| Balance at beginning of year | $ | 14,598 | $ | 13,407 | |||
| Deficiency payments made | 924 | 1,658 | |||||
| Deficiency repayment received | (873 | ) | (467 | ) | |||
|  |  |  |  |  |  |  |  | 
| Balance at end of year | $ | 14,649 | $ | 14,598 | |||
|  |  |  |  |  |  |  |  | 
|  |  |  |  |  |  |  |  |