Policy

The following table presents the major components of other noninterest income and other noninterest expense for the years ended December 31:

($ in millions)			2013	2012	2011
Other noninterest income:
	Gain on Vantiv, Inc. IPO and sale of Vantiv, Inc. shares	$	336	272	-
	Net gain from warrant and put option associated with sale of the processing business		206	67	39
	Equity method income from interest in Vantiv Holding, LLC		77	61	57
	Operating lease income		75	60	58
	BOLI income		52	35	41
	Cardholder fees		47	46	41
	Banking center income		34	32	27
	Consumer loan and lease fees		27	27	31
	Insurance income		25	28	28
	Gain on loan sales		3	20	37
	TSA revenue		1	1	21
	Loss on OREO		(26)	(57)	(71)
	Loss on swap associated with the sale of Visa, Inc. class B shares		(31)	(45)	(83)
	Other, net		53	27	24
Total		$	879	574	250
Other noninterest expense:
	Losses and adjustments	$	221	187	129
	Loan and lease		158	183	195
	FDIC insurance and other taxes		127	114	201
	Marketing		114	128	115
	Impairment of affordable housing investments		108	90	85
	Professional services fees		76	56	58
	Operating lease		57	43	41
	Travel		54	52	52
	Postal and courier		48	48	49
	Data processing		42	40	29
	Recruitment and education		26	28	31
	Insurance		17	18	25
	OREO expense		16	21	34
	Supplies		16	17	18
	Intangible asset amortization		8	13	22
	Loss (gain) on debt extinguishment		8	169	(8)
	Benefit from the reserve for unfunded commitments and letters of credit		(17)	(2)	(46)
	Other, net		185	169	194
Total		$	1,264	1,374	1,224

FIFTH THIRD BANCORP | 2013 | FY |