REGIONS FINANCIAL CORP | 2013 | FY | 3


OTHER NON-INTEREST INCOME AND EXPENSE
The following is a detail of other non-interest income from continuing operations for the years ended December 31:
 
2013
 
2012
 
2011
 
(In millions)
Insurance commissions and fees
$
114

 
$
109

 
$
106

Capital markets fee income and other
87

 
83

 
36

Bank-owned life insurance
82

 
81

 
83

Credit card / bank card income
75

 
85

 
65

Commercial credit fee income
65

 
68

 
80

Net loss from affordable housing
(49
)
 
(49
)
 
(69
)
Other miscellaneous income
209

 
132

 
143

 
$
583

 
$
509

 
$
444


The following is a detail of other non-interest expense from continuing operations for the years ended December 31:
 
2013
 
2012
 
2011
 
(In millions)
Professional and legal expenses
$
132

 
$
114

 
$
175

Deposit administrative fee
125

 
162

 
217

Outside services
106

 
82

 
62

Marketing
98

 
87

 
62

Loss on early extinguishment of debt
61

 
11

 

Regulatory charge
58

 

 

Credit/checkcard expenses
41

 
64

 
50

Amortization of core deposit intangible
28

 
83

 
95

Other real estate owned expense
16

 
52

 
162

Branch consolidation and property and equipment charges
5

 

 
75

(Gain)/loss on loans held for sale, net
(30
)
 
(61
)
 
1

Other miscellaneous expenses
453

 
526

 
443

 
$
1,093

 
$
1,120

 
$
1,342


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